Use "penny-pinching" in a sentence

1. on what I wanted to create of my life, and not on the penny-pinching

2. Now, thanks to your exercise in penny-pinching, this wing now has only seven F-83 flight crews able to use the Tornado Funnel tactic, basically me and the girls I brought from Palestine, instead of all of our 63 crews

3. You're a penny-pinching thief