Используйте «spendable» в предложении

1. real terms, that means you have more money that is spendable

2. When you compare the net spendable income (after taxes), between you and Todd, it’s amazing

3. It’s your total spendable income

4. That means you get to your goal 50% faster or you get twice the spendable income if you reach your original goal of critical mass in the same time